You did the right thing by choosing a rideshare service instead of driving after a long, tiring day at work. But now you are facing injuries from an accident that happened during your Uber or Lyft ride. As a passenger, you have strong legal protections, but you might not know where to start. Here is what you need to know to protect your rights and recovery.
Your safety comes first
Right after the crash, check yourself for injuries and call 911 if needed. Even if you feel fine, it is best to get checked by medical professionals. Some injuries, like whiplash or concussions, might not show symptoms immediately. Your medical records will be crucial for your claim.
Document everything while it is fresh
While still at the scene:
- Screenshot your ride receipt and trip details
- Take photos of the damage and accident scene
- Get both drivers’ information
- Save the names and numbers of any witnesses
- Record any symptoms or pain you experience
These details might seem minor at first, but they can make a significant difference in supporting your personal injury claim later.
You are protected by multiple insurance policies
As a rideshare passenger, you have significant insurance coverage. Lyft and Uber carry $1 million policies for passengers during active rides. Do not let anyone tell you otherwise. This coverage exists specifically to protect passengers like you.
Common passenger injuries to watch for
Even minor accidents can cause serious injuries, including:
- Neck and back injuries
- Head trauma
- Soft tissue damage
- Shoulder injuries
- Knee injuries from impact
Many passengers feel their injuries are “not bad enough” to seek compensation. But medical bills add up quickly, and you might need ongoing treatment or miss work. You should not have to pay for someone else’s negligence.
What you can claim as a passenger
As an innocent passenger, you may recover:
- All medical expenses
- Lost wages
- Pain and suffering
- Physical therapy costs
- Transportation to medical appointments
- Future medical care
Every item on this list represents genuine costs that impact your life and financial stability. You have the right to seek compensation for all of them.
Do not fall for quick settlement offers
Insurance companies often contact passengers quickly with settlement offers. They know passengers often accept less than they deserve, especially when feeling vulnerable after an accident. Take time to understand your injuries and their long-term impact before accepting any offers.
Protect your rights
Kansas law gives you two years to file a claim, but waiting too long can potentially jeopardize your case. Evidence disappears momentarily, and memories fade. Seeking professional legal advice early helps you understand the true value of your claim and prevents costly mistakes.
Being injured as a passenger should not leave you with mounting bills and unanswered questions. Consider consulting a Kansas personal injury attorney to help you understand your options and protect your rights.